There's an old joke about two partners who own a restaurant. One day a customer runs a $9.00 bill. The customer accidentally pays one of the owners, who is working the cash register, with a $100.00 bill. The owner quickly gives the customer $1.00 in change. At that point the owner has an ethical dilemma on his hands.
Does he or does not tell his partner?
Cute, but telling.
What do your ethics tell you about finding the best financial deal for your client versus finding the best for yourself?