Gentleman,

Let me be the first to say that Dan looks at all financials, the rates are not MCA rates which allows a true refinance and along with the fact its a monthly payment. Dan's company is a balance sheet lender, if anyone knows what that is.

I personally know whom this merchant Dan consolidated, he has a extremely profitable business in the medical services industry with great margins. Problem is in the past no one was willing to give him what he needed as his business consumed a lot of overhead while being profitable. It was easier to stack him than give him a term loan.

The deal was not done in the normal MCA speed, financials such as tax returns can not be faked. As well looking at his past performance and NEVER bouncing a MCA payment in at least 1 year while maintaining at least 100k in daily balance, I wouldve syndicated on this deal myself as you cant get a better "sure thing" than this merchant.