[BigIz]

OK you may be on different setup, with volume you get 3%+ of the deal. Read I said 10% ISO fee is greedy
5-8% total is fine but in a cash advance that is already set in and you dont need to charge add if that is what you want to make.

FC has 2 commission structures.

The 2%-3% deal where you CANNOT charge an additional broker fee OR the 1.5% deal where you can charge a broker fee. I wanted to charge an additional 6.5% broker fee to make my TOTAL commission 8%. I would be upfront with the Merchant and tell them that there is a total origination fee of 9.99% BUT that they can get a lot more money, at a very low rate (compared to an advance) for a longer term.
I am not charging a broker fee on advances, just on a term loans.

I will only suggest a term loan to a merchant if I see they will qualify, want over 100K and longer terms.

I am OK with making 5%-8% TOTAL on term loans.