[BigIz]

If the lender allows it and you understand how to sell it, then that is indeed the best way to maximize revenue.

Of course, there is a separate, moral argument to be made, however I'd rather not discuss ethics on this board.

Thanks Zach. I am not necessarily against adding a "Broker" fee when the commission is low and the Lender allows it but my issue with this was twofold.

How do I set up the ACH pull and stay compliant with State statutes that may affect my "broker agreement" with the merchant.

Yeah, I know, I hire an attorney.

I had contemplated using Funding Circle on some term deals because of their rates compared to Loan Me and adding 6.5% commission on top of their 1.5% (quoting the merchant a total origination fee of 9.99% up front) but had not because of my two issues above.