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11-10-2015, 04:08 PM #1
Today people are constantly shopping and getting multiple quotes at the same time. I quote based on their credit, how eager they are to get funded, how good or bad their banks look, other recent mca inquiries, and if they are "rate conscious" (when they constantly ask me what the rate is from day one).
I don't think it's wise to start high 100% at the time.
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