[J.Celifarco]

Have a client who needs $400k.

Only does $145k average a month in banks and $100k in CC. Last couple months had an average daily of over $200k.

Great credit does not want to use collateral.

Which lenders will give an approval for double the average monthly revenue?

nobody will.. try to sell him on a 100kish on a short program so they qualify for a refi quickly.. If the credit is strong you can get a 6 month 1.24-1.29 depending on the bank and hard sell him on the additional funds in 31/2 -4 months..