[AndyYSCISOdept]

That post doesn't deserve a response but If you must know, NO I did not.

[Funder Mark]

Can someone explain clearly for me how collections work with a COJ? I just had two deals in final underwriting killed, both with COJ's. I understand that it may be difficult to collect even with a COJ, but are they really so powerless for collections?

And private messages would be fine.