[jotucker1983]

Until someone takes your same deal, removes the extra fee, and drops the factor 3 - 4 points

Lol Chambo that's a good point, but what I usually do is provide a price range based on their Paper Grade. I usually try to keep up to date on what's going on in the market so that based on their profile, I structure them to a point to where it's very difficult for someone else to beat the deal (on price, approval, and payback cycle), while still maintaining a good level of profit.