[MCNetwork]

Kabbage is going to really disrupt this industry even though they'll probably never turn a profit from their MCA programs. Think of the Amazon.com and Netflix business model. Unprofitable companies that changed the game with super low costs and superior technologies that created monopolies and crushed the competition. They have long term views and don't mind running in the red for many years until they dominate their respective industries. With many millions of dollars in their venture capital war chests, the sky is the limit. Kabbage will become the Netflix of MCA. Approval and funding within minutes? Check. Super low rates? Check.

Absolute game changer.