"Software is eating the world" - Marc Andreesen.

Another example of products coming out where "speed to funding" will win the day. Kabbage went from shipping an minimum viable product a couple of years ago to what looks like implementing a scaleable customer acquisition strategy. "Move fast and break things"; Mark Zuckerberg.

They just instantly shrunk the pool of customers for MCA even more... Any merchant using Square will eventually see notifications on their screens; "CLICK HERE TO GET A BUSINESS LOAN FROM OUR PARTNER; KABBAGE."

Kabbage will exit in 2018 or so for well over a billion. OnDeck will be billionaires by then because I am willing to bet it all, that Google buys them for billions, not for their deals, they don't make any money lending money, but for their data.