[John Galt]

I wasn't trying to convey that the funders won't pull credit. I was conveying the fact that I tell the client not to allow anyone to pull it (no apps for you!).

[SCCNY]

John i see what your getting at that is a good sales tactic letting merchant know their app n statements wont b shopped across the country. It is good to use as levereage, at the end of the day tho you wont get any offers without a credit pull. I know you know that you just have to inform the merchants about it.