[John Galt]

I like to tell people this is a better deal than Shark tank, where someone invests in the unknown company and even after the principal is paid off, the shark owns a piece of that company forever. It might be extortionate, but it is how angels work as well as JVs. Stock Brokerages/investment bankers do the same...sell some of the the stock so the owners get what they need and the shareholders own their share of the stock forever and it perpetuates to the next stockholder. It is capitalism at it's best and that's how people get the american dream, if they don't have their own funds. I liken the stacking issues to owning many credit cards, though an easy way to go down the drain too.