comparing madoff etc is not the same as salesman on mca. madoff scammed people into believing there investments were secure etc. cash adv is giving customers money. Before we go on about sales tactics etc..the lenders are as much to blame as anybody. funding a business for a 3rd or 4th position is horrid. ALso..how many lenders give contracts premature and resind offers. The mortgage crisis involved the fed govt because of Fdic.Mca isn't backed by us govt.