Good luck with the lenders you are working with. We are just trying to promote ourselves like everyone else here. The rates and factor are on par with many other lenders out there. Keep in mind that there are plenty of lenders that charge much higher factors and fees while paying much less in commission, and providing subpar service. What is unique about us is that we make the process simple and smooth for both merchants and ISOs, we all know how hairy things can get in the funding process. We are upfront with the merchants and try to help them manage their cash flow better so that they can succeed in their business. We look to establish long-term ISO relationships by providing quality service and personalized attention. We are experienced and easy to work with. If you feel daring you can give us a shot, worst that can happen is you fund the deal with another lender. The ball is in your court.