[Sean Cash]

Yes and let's face the facts. A healthy business that has a competitive long term MCA program will not be interested in a 3 month 1.45 stack. And if he does take it, then he's in serious trouble.

I disagree. If they get a 50k advance at 1.25 12 month and they need an extra 8k 2 months later, they will take an 8k 1.45 3 month because the big money is cheap so they're more inclined to look the other way on the cost of the small money.