I have a merchant doing 35-40k in sales, in business since April.

Merchant is looking for capital to purchase more inventory for the holidays.

No store-front. No business-bank account but in the process of opening one. Customers purchase mostly through checks.

I was thinking of submitting to the lender that qualifies on Paypal but can't remember who that was.

If merchant can demonstrate 7 strong months in personal checking and opens a business checking acct, anyone willing to look at this?