Agreed, the industry has been slow this Jewish holiday for example (according to most ISO shops)...Yet we cant deal with the rush of all the 1st position deals calling us for capital, merchants new to the industry. Its nicer to educate merchants on the product than talk to a merchant on a UCC sheet or one that's been stacked. Rare the merchant that leaves with a good experience after being stacked to death. I feel like there are still so many people who don't know about an MCA, why are most ISO's fighting over the same leads instead of doing the hard work and originating. It takes time, effort, and money but it pays off we have seen.