IIRC correctly the OP thought the deal was declined because of the tax lien which the funder knew about upfront. I can't imagine anybody knowing all the reasons for the decline would expect anything but a decline. Jeremy Brown said it was a possibility Rapid didn't communicate these reasons to the ISO/broker and if that's the case it's the reason this post was started. ISO/brokers don't underwrite a deal and thus if all the issues weren't communicated by the funder how would the ISO/broker know about them?