What you need to do is understand how they work and what can potentially reprice or kill a deal with them .
Now rapid has gotten a lot better then they were 4-5 years ago .
I got declines for industry , we don't fund in that state , all after signed contracts and full underwriting for 2 days .
I know how you feel but I got a better one for you that happened to me last
month with a c-d lender . Signed contracts, they did landlord interview. When they did decision logic they saw that they funded the merchant 2 weeks earlier .
Now how can you mess up that is beyond me .