Can anyone tell me why some companies only seem to half-underwrite before issuing loan agreements? I just had a huge deal with Rapid Advance for which I gave them every conceivable document before docs, that they then declined after signing, right before funding, by giving me a bunch of nonsense reasons that were each provably false. Each time they gave me a reason for the decline, I overcame it, only to meet a new reason. They finally declined it siting a reason that they had the information on from day one (wasting tons of my time). I understand when a funder doesn't want a loan, but why not make that decision before approving it and issuing docs. Why waste everyone's time? Or do we need to now tell borrowers that signing a binding loan agreement only means something if the lender wants it too. Seems like a crappy way to do business. Sorry Rapid, but I can't help myself on this because you made me look unprofessional.