I have a Merchant who we funded twice no issues at all. How we did it however was a little unique. The company has contracts with the government to redo interiors of aircrafts. They have 2 invoices for 64,000. They need 10,000 on each invoice at a factor of 1.25. They will pay back in 45-60 days. Thay can't do a daily payment or weekly. They have been a good customer for us however at this time due to some issues within our company we cannot fund them. If anyone is interested please email me immediately. Thanks