[Zach]

You are a day late and a dollar short on this forum bro. Zach and the boys over at WBL Westminster have this street locked down tight from the WBL gang. Too bad you guys only do real estate as collateral now though, I just signed an ISO agreement last month and was going to ****can Dakota...bah...I better call them and apologize...

Sorry about that man! Maybe we can ask them if they have any friends with real estate :-)

[FUNd]

Sorry about that man! Maybe we can ask them if they have any friends with real estate :-)

Lol, will do. I'm sure the decision came from some meeting you guys weren't at. What's the story though? Why such a radical change of direction when all I've heard for over a year is to bring you guys my working capital deals collateralized by equipment? I'm assuming heavy losses on that portfolio, but to me, this says something more about the industry as a whole. I mean, if you guys won't even loan with yellow iron as collateral, what about the ACH products that are essentially signature loans...

[J.Celifarco]

Sorry about that man! Maybe we can ask them if they have any friends with real estate :-)

Zach I was curious what your thoughts were on this.. WBL has a small box to begin with and now limiting what can be used as collateral seems like getting a deals donefor you in house has got to be a real challenge right now