OK, I read everyone's comments regarding lack of new products on the market, lot's of new lenders promoting the same thing, and on and on.

Well, what if someone came to the table (me) with a huge amount of capital to form a new product? What would that product look like. Let's start a real communication thread that will result in something worthwhile for the ISO Community!
Suggestions: (1) Longer term monthly product, such as Funding Circle, but with transparent underwriting and more approvals, (2) Longer term cash advances to 36-48 months, (3) a fund for tougher SIC codes?
Hey, this is a forum, let's bounce some ideas around.