[Chambo]

As long they in a payment plan they can be funded.

The issue with funding a 13 in a payment plan is...what if they STOP making the payments? If they default on their plan, and the creditors scour through financials to find out you as the funder factored them? They could come after you. I have personally seen that happen with the IRS before...and that was BEFORE the US went broke.

So ask yourself, are you willing to roll the dice in that game? Personally, I feel the stakes are too high