[AlexSMF]

No question about that. They're for sure working day and night to bring regulation to the industry. Between 60%-66% of the 150mm they funded last month is from a direct sales team they have and from merchants applying online.

This comes from good knowledge, not fluffer nutter

As they should. Regulation in this industry would be the best possible thing to happen. Everyone needs to stop kidding themselves and admit that the space is overly saturated with people that have no business leaving their house unsupervised. I saw this happen with the mortgage industry, regulation came about, people *****ed, the ones who had no business being in the industry left because they either couldn't pass the test or the background check, and the ones remaining are making money because they dont have to compete with 400 others for the same client.