[FUNd]

that is why most of these people need a 45% loan, because they are so lazy and don't know how to run a business. And, they take it over and over and over again so this mca becomes their paycheck! Also that is why it takes some of them forever to send an application, when I call them for months and say "I guess you can't really use the money" but he says "Yes I do need it I'll get everything to you tomorrow" which goes on for months.

If I have to ask more than 2x for an application and banks, a prospect goes in the dead pile. I never give advice, but after careful internal analysis, if you have to ask for an application more than twice, the chances of the deal coming to fruition drop significantly. Your time is better spent chasing new prospects.