[staten]

I'm in agreement with these Statements by Jeremy. My thoughts are that an online business is even less stable and predictable than a brick and mortar business. Even Kabbage charges rates in the traditional MCA range. PayPal and can try to buy these merchants away from Kabbage but it will end horribly.

This not the main source of revenue for ebay/paypal. Not even close. It is simply a mechanism to drive transactions on the platform. It will be viewed as an advertising cost, not a profit center. I will bet on the intellectual horse power at paypal versus MCA players every day of the week! Kabbage and other MCA players are dead in water.

[Sean Cash]

This not the main source of revenue for ebay/paypal. Not even close. It is simply a mechanism to drive transactions on the platform. It will be viewed as an advertising cost, not a profit center.

I doubt taking big losses on loans will be justifiable as an "advertising cost" or anything similar in the long run to shareholders.

I will bet on the intellectual horse power at paypal versus MCA players every day of the week! Kabbage and other MCA players are dead in water.

Dead in the water? RapidAdvance just became part of the Quicken Loans family. Google and Peter Thiel invested in On Deck Capital. Doesn't look like MCA players are going to be dead any time soon.

[marksbury]

Rates on the chart look very intising and will create a whole new market of Business Cash Advances.