I have a trucking company that does over 2 million/year. Client is buying a new business and needs $200k and is looking for a payback of 2 years. Merchant's credit is 700+. Is looking for a low rate and is willing to put up collateral (the company owns 14 trucks outright) to secure it.

We don't go out as far as 2 years, the furthers that our guidelines allow for right now is 12 months or I would do the deal myself.