[Fundyman]

Which lenders fund even startups under a year old, only judging by numbers instead of FICO?

[Scott Griest]

Here at Rapid Capital the minimum time in business is 4 months. Our risk/pricing models are very robust and non-FICO based. AFS and Rapid merged last year and we've been funding direct for over 9 years and have originated almost $1B. Obviously a new business is not going to qualify for a similar amount as an established business and the term will most likely be shorter than our average term of 10 months. Most important is to submit the story with any back up (i.e., owner has been successful restaurant manager for over ten years and now going out on own, retailer opening up second location, or merchant just retired from corporate job just put in $xxx,xxx into the new business & needs requested amount to do X).

[Phillip Mussa]

WBL will take on a start up company with at least 6 months in business. We would require 100% collateral in forms of Real Estate or vehicles that are owned outright. WBL will fund 2x the average monthly balance. This meaning that we can fund with aggressive pricing and give a longer term than most working capital companies. With collateral FICO scores are neither here nor there and if the deal makes sense we will fund it.

Give me a shout. I would love the opportunity to show you what we are capable of.


PHILLIP MUSSA
Account Manager

World Business Lenders: Orange Branch
1820 W. Orangewood Ave
Suite 205
Orange CA 92868

Direct & Fax: (714) 988-4610
Email: Pmussa@wbl.com

[mcaguru]

Rapid is a good option!

Cresthill Capital funds files (not start-ups) based on the merchants ability to handle a daily deduction (declines due to credit is only when merchant has 9902 or 99xx score or etc (or if we see something that screams that it will default).. We now Price vast majority of files in HOURS (under are new process) and pay Double Digit Commissions.

To Signup: See AD Right Side of Daily Funder page.
bizdev@cresthillcapital.com

[Lexgroup]

Lex Group Funding is your answer.
Please contact us @
Info@lexgf.com
Tel: 646- 556- 6669

[Fundyman]

Thanks, guys.

[KM_Superior]

We only need 6 months in business and being a C/D funder, fico score alone is not a key factor in our underwriting model.

[Chambo]

NOBODY out there funds "regardless of FICO." Some places are more lenient, but if a merchant has 420 credit and a bazillion liens, he aint getting funded

If a merchant is willing to blow off the IRS, their vendors, or their mortgage.....how easily will he blow you off if the situation arises?

[Jaella]

Merchant Cash Group will fund a business over 6 months old, with Liens, Judgments (as long as they are not excessive in monetary amount or frequency) and BK's open or closed. FICO is not a huge factor and most times can be overlooked. IRS Tax liens are sometimes doable for us as well as long as merchant can prove they are on a payment plan.

[BridgeTheGaps]

World Business Lenders has no minimum fico requirement w/ collateral. tough, but worth a shot if the merchant in fact has real estate.

[ubercapital]

contact me at Uber Capital we will fund any business, we can get you an approval in less than 3 hours and funded in 24 hours. you can reach me anytime.


Jessica Tigertail
Uber Capital Funding
786-449-5793
Jessica@ubercapitalfunding.com or
Ubercapitalfunding@gmail.com