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05-19-2015, 01:04 PM #1
If you attempt a judgment, you also have to figure, How long until you are able to collect? Would it be quicker then letting him pay it off? You also have to figure that this is a local merchant. If you are good with him, he may get you future business. If you play hardball, it can bite you.
And the idea about having a discount for an early payoff would really help.
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