[J.Celifarco]

So you're not making any money and giving it all away to ISO's? 14 month means the A/R trickles back for one thing, secondly at a 1.24 paying out 30% you're already under water and we haven't even factored in your SG&A, Bad debt, and capital costs......seems fishy

Not 20% on the front and 10% on the back.. Its 20% on the first funding and then 10% on each consecutive funding. They release funds every few months and pay on each consecutive advance.. Its a really different product from what most companies offer. Took a while for me to really wrap my head around it still not sure benefits to traditional program where you get full commish on full funding all at once