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08-21-2013, 09:54 AM #1
- Join Date
- Apr 2013
- Posts
- 117
Well-I do wish you the best of luck. But take a step back and realize that you are actually now reduced to comparing merchants you would like in your portfolio to merchants who stack with ach's. This is what the high acquisition costs have done to the standards of funders. Hopefully I am wrong and merchants who net 40% after a refi (probably closer to 30-35% with fees) will have a default rate less than 10%. But I am not a fan of those odds.
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