Quarterspot- hands down
If the merchant is looking to pay off early or just wants to know that the option is there than he should have that privilege. There is a difference between a cash advance early payoff and an advance that has true amortization. Quarterspot balance resets everyday after the ach is pulled and re calculates the balance left. So the early payoff addendum that they can offer is amazing compared to anyone else in the industry. Giving a merchant 3k off an advance of a size able amount is an insult. If he truly has motivation to payoff early than give him the motivation and everyone is happy.

Quarterspot is seriously dominating the industry day by day.