My client is a 35% owner of a retail clothing store in a mall doing around $80k/ month. He manages all day to day activities. Nice looking banks, good balances, no nsf's, low 600 credit. Problem is he has 2 hands-off investors who together own 65% of the company. They are not opposed to him obtaining financing but will not supply their ss#'s for an application or be signatories or guarantors for a loan or advance. Who will fund this with a 35% owner, assuming the deal meets UW guidelines?