Client owes 90K currently
Deposits 160-170K monthly
Average balances around 30K
No blemishes on credit, 675 FICO
5 active tradelines
B2B auto repair (has contracts with auto dealers)
Multiple locations
10-12 deposits per month
Will not accept a second position
Wants to refinance 90K and net as much as possible over 18-24 months
No collateral

Any takers?