no WBL is suppose to pay the ISO directly...... But somehow they are finger pointing at this William Morrissey guy and MSG, I dont get it ! We dealt with WBL and no one else and there agent/employee always referenced themselves as a WBL employee and this forum is full of praise over them aquiring MSG... so Sachip no this is not normal. They should file theft charges on Rafael, Bill or whomever or sue them I dont know thats there problem...