that is why funders are racing to offer loans to non cc sale business. the mca space is saturated and new sic's were needed to keep this going strong...by now, most iso's are getting email solicitations about loans/bank only and rebranding/messaging from funders to become a more full suite alternative lending company.....its come along way from the days of, mr merchant, you have to switch your cc processing company to x,y,z to get an advance....