[Finance1]

I don't think it matters how much you stay in touch with a merchant. If you say no to a renewal or add-on then the merchant will immediately go on a search for more cash. If nobody wants to pay you off (most likely scenario) then you will get stacked. I don't care how many times you tell a merchant that they aren't allowed to stack. Desperate people do desperate things.

[Chambo]

I don't think it matters how much you stay in touch with a merchant. If you say no to a renewal or add-on then the merchant will immediately go on a search for more cash. If nobody wants to pay you off (most likely scenario) then you will get stacked. I don't care how many times you tell a merchant that they aren't allowed to stack. Desperate people do desperate things.

Alas, this is true. Duncan can call a merchant every day, but if his company will not renew and the merchant needs the money NOW (reason almost irrelevant), they are going to go out and get wit...with or without Duncan.

That's why I like "add-on" deals. Merchants can get a quick couple grand every other month if they want it, not refi's, not strings

[skideeppow]

who does add ons right now? I know factor funding, but how about some of the bigger players?

Thanks