Hey guys,

Happy to level set some information here...

We do deals as small as $2,500 and as large as $300,000

Deals under $50K require 4 months of bank statements
Deals over $50K require 4 months of bank statements, 8821, P&L and Balance Sheet

We have an instant funding program that allows for certain grade deals to fund in 1 hour during business hours
We have a Peak Funding program with super low buy rates, this is not FICO specific as discussed above, but is based on our proprietary scoring model

Our process:

Deal comes in and is scored via our proprietary scoring algorithm and delivers an approve/decline and special program decision
Once deal is sold contracts can be sent with standard stipulation list (prefer to use docusign so we dont have to collect checks and ids)
Once back in deal goes through a merchant verification call with underwriter - only goes through a senior committee above $100K as stated incorrectly above
Additional stips may arise based on answers to our questions and or results of site inspections etc.
routinely our funding time on clean deals is 48 hours.


Please let me know if I can be of any assistance to you.

Best,

Andrew Kanzer
Swift Capital Executive