I often see these posts and wonder how do you sign an agreement with a lender without truly understanding your representations and theirs. Especially items related to the paying or clawing back of commissions. Read the agreement, Discuss it with the lender if you are unhappy or if the terms are not what is denoted in the agreement. You have 2 choices hire and attorney or move on. If this is a Lender you do "real" business with re a few deals a month I am sure they will work with you.