[Chambo]

Sean that's a great point. It amazes me to this day, after seeing literally hundreds of financial statements and tax returns on businesses that are multi-million dollar revenue businesses and applying to us for financing over $100k, how poor their record keeping is. They don't make money, they have lousy bank statements, they have no equity in the business, and their bookkeeping is always months behind. And they wonder why the banks won't to them! That is one reason why I never worry about the banks entering our space and lending to our customer.

Sounds like your typical MCA P&L and balance sheet