[Chambo]

"If a merchant can sustain it" It is pretty much common sense. If a merchant is doing lets say 50k a month and has an existing advance of lets say 45k, paying 16% of credit card sales.... and has an average bank balance of 10k, always positive. Can they sustain a Daily ACH? Sure the hell can.

Whats the issue? You say the broker doesnt care, im sure they dont, they just want commission. However to say the lender doesnt care? Thats just wrong, they want to get paid back. Period.

2nd , 3rd, We have even done 4th Position. Businesses are healthy and doing well.

if each MCA is taking 12% of gross sales as collection, by the 4th deal, you are taking 48% of gross sales. What business can take a 48% hit to GROSS sales (not profit, but GROSS) and still thrive?

It's a lecherous ticking time bomb