[merchant cash cloud]

If a business can sustain it and needs capital, why is stacking so bad?

[Gini Co]

If a business can sustain it and needs capital, why is stacking so bad?

Because many "funding companies", and I use that term lightly, aren't able to determine or don't care if "the business can sustain it". The broker/agent certainly doesn't care. And because there is no "first/second/third position" in this industry (despite many in the industry misusing these terms), the funding company that first funded the merchant, which typically has the largest exposure to the merchant, takes the biggest hit. Its not a sustainable model for the industry as a whole, even though many who take part can get in and out relatively unscathed....for now.