Originally Posted by
Finance1
There are clearly 2 types of stacks out there. There's the most prolific- bottom feeding on desperate merchants. 1.40's over 6-8 weeks is shameful. It's nothing more than taking a gamble that you get paid back at least the principal and then get some juice if the merchant survives. I know they aren't *all* like that but I've seen enough.
Then there's the ones where a business is healthy and can clearly afford to repay something in the interim while the longer term deal in place continue to season. Those businesses aren't taking 1.40/6 week deals though. That is the "niche" for "good stacking". Not saying I agree with any of it but if it HAS to be done then these type of stacks are at the very least "much less damaging".
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