[NCL]

Try IOU Central

I did. but IOU is very hard to get approved. Very strict underwriting. I'm looking for other lenders that may do the same as IOU. Merchant definitely qualifies for a lot more advance, they got the revenue to support it. Any input would be appreciated.

[GoodCustomerService]

ARF maybe. If the merchant is solid, they would consider giving him a sizable deal, low rate, and a term long enough to where paying off the existing advance may be worth it to the merchant. ARF is strict on SIC code, so you are restricted there.