[aredmond]

Judging by the fact that the merchant has an 18 month term he is most likely with On Deck. Stacking behind On Deck is difficult because they generally eat into a large percentage of the merchants gross to help PREVENT stacking. If you have a great relationship with this client and want to do business with him for a foreseeable future I wouldn't advise stacking behind them. On Deck will never fund that merchant again.

You said you dont want 3 month 1.40's. What price range/term did you have in mind?

[stat]

Judging by the fact that the merchant has an 18 month term he is most likely with On Deck. Stacking behind On Deck is difficult because they generally eat into a large percentage of the merchants gross to help PREVENT stacking. If you have a great relationship with this client and want to do business with him for a foreseeable future I wouldn't advise stacking behind them. On Deck will never fund that merchant again.

You said you dont want 3 month 1.40's. What price range/term did you have in mind?

Anything over 6 months below a 1.35 after fees

I think the terms/rates quarterspot and IOU are offering on add ons are fair given the circumstances. This merchant wont qualify with IOU due to the industry type and Quarterspot didnt make the greatest offer dollar wise....just looking for more options.