Quote Originally Posted by J.Celifarco View Post
There are no other options.. If the merchant wants more money they need to pay off the first position to get a good deal.. even with the interest on interest it is still a better deal to pay off the balance then it is to stack a terrible deal behind the first..
thats exactly the point, not looking to stack with a terrible deal. I agree with you that stacking with a 3 month 1.40 will be worse than paying off the balance on the first but i know for a fact there are better options out there, IOU and Quarterspot are 2 of them...