I'm interested in hearing what you guys consider a decent average buy-rate for an ISO Agreement. From what buy-rates does your commission drop on a deal?

I was recently given an approval on a standard deal that started pretty high, and of course the lender was expecting me to down-sell and thus have my commission lowered (rather than just starting the approval at that lower & standard buy-rate initially). I've noticed it here and there but was wondering if you guys are seeing the same thing.