[JSL23]

This would (arguably) make people doing this a consumer reporting agency under FCRA. A consumer reporting agency is defined by FCRA as follows:

"(f) The term “consumer reporting agency” means any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and which uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports.

Do you have to get any type of license for that? Technically, can't anyone check someone's credit score out....like an Employer doing their Due Dilligence before hiring?