Quote Originally Posted by Chambo View Post
So all you junior brokers out there who tell the merchant it is a soft credit pull are lying.
Unless they are only sending deals to lenders that have agreements with bureaus that let the inquiry count as a soft pull. I see credit reports all the time where the borrower has a balance with another lender, but there is no inquiry from said lender (or any inquiries at all) around the time they got funded initially.